You're in safe hands
Most banks only guarantee your savings up to ￡85k. We’re the only provider that secures 100% of your savings, however much you invest.
Trusted by 25 million people
We're backed by HM Treasury and we've been helping people save for 160 years now. Today, over a third of UK savers trust us with their money.
The home of Premium Bonds
We created Premium Bonds and you can only get them from us. Open an account and you could win big in our monthly prize draw.
Site conditions and legal
Website conditions of use
The information contained in this website is directed at persons resident in the UK, Channel Islands and the Isle of Man only and is not to be regarded as an offer to buy or sell or a solicitation to buy or sell investments in any jurisdiction other than the UK, Channel Islands or the Isle of Man. By using this website you will be taken to have agreed to be bound by these conditions of use and you will have been deemed to have confirmed that you are resident in the UK, Channel Islands or the Isle of Man.
In particular the information contained in this website is not directed at persons, and is not to be regarded as an offer to buy or sell or a solicitation to buy or sell investments, in any jurisdiction where any governmental or other consents are required or any formalities need to be observed in order for us to do so or where it would be unlawful for us to do so. Persons resident in territories other than the UK, Channel Islands or the Isle of Man should consult their professional advisers as to whether they require any governmental or other consents or need to observe any formalities in order to view the website or in order to invest in any of the investments mentioned on the website.
National Savings and Investments (NS&I) takes every care to ensure that information published on this website is accurate when posted and is regularly updated but does not guarantee the accuracy or completeness of such information and may change the information at any time without notice. In particular NS&I is not responsible for any information on the website which is provided by third parties or for the content of any other website from which you have accessed this website or to which you may hyperlink from this website. The information should not be relied upon in connection with any investment decision. The contents of this website should not be construed as legal, taxation or financial advice. If in doubt you should speak to your professional adviser.
You use this website at your own risk. NS&I will not be liable for any loss or damage which you may incur as a result of using this website. NS&I does not promise that this website will always be available or that access will be uninterrupted or free from failure. NS&I cannot promise that transmitted information will not be lost or that viruses or other destructive material will not be sent.
This is a protected UK Government website. Unauthorised access or modification are offences under the Computer Misuse Act 1990. It is unlawful therefore to cause damage to it intentionally or to any NS&I electronic facility or data through the knowing transmission of any program, information, code or command.
Copyright in the pages and screens included in this website, and information and material in their arrangement, is owned by, or licensed to National Savings and Investments unless otherwise noted. You may print, copy, download, or temporarily store extracts from our site for your personal use, or when you use our products and services. You may not alter anything. Any other use is prohibited unless you first get our written permission.
The logo of Her Majesty's Treasury featured on this website is subject to Crown copyright protection. Copying and use of the Treasury logo is not permitted without prior approval of the Treasury.
Any permission to reproduce copyright material does not extend to any material on this website which is identified as being the copyright of a third party. Authorisation to reproduce such material must be obtained from the copyright holders concerned.
This website contains numerous trademarks registered to the Director of Savings. These trademarks include, but are not limited to, National Savings and Investments?, NS&I? and Premium Bonds?.
All rights in and to these trademarks vest in the Director of Savings. Other than as provided above, you may not use or reproduce our trademarks, logo or brand name.
Each page on this website must be read in conjunction with these conditions of use.
Acts and regulations
The NS&I corporate website contains a copy of the principal legislation governing NS&I and its products. This has been prepared by NS&I as a guide.
Financial Ombudsman Service
NS&I is covered by the Financial Ombudsman Service (FOS). This ensures that all customer disputes are dealt with equally
and fairly and gives customers access to the same dispute resolution process as other financial service providers.
How to make a complaint
Online Dispute Resolution
If you invested with us online, you can refer your complaint via the Online Dispute Resolution (ODR) website, set up by the European Commission to help consumers resolve disputes with companies within the EU.
Freedom of Information requests
The Freedom of Information Act (FOI) establishes a general right of access to information held by Public Authorities subject to certain exemptions.
NS&I Information Charter
The NS&I Information Charter sets out our principles for how we look after the privacy of your personal information.