Junior ISA

A tax-free way to save for children up to the age of 18.

Essentials at a glance

What's the interest rate?
1.50% tax-free/AER, variable
Can you take money out?
No: not until the child you're saving for turns 18
Will you pay tax?
No: this account is totally tax-free
What's the min. to pay in?
£1
What's the max. to pay in?
£9,000 in the 2020/21 tax year

Great for you if …

  • You want a long-term savings account for a child
  • You're 16 or 17 and want to start saving for yourself
  • You're happy to open and manage the account online
  • You want to transfer in an existing Junior ISA or Child Trust Fund

Maybe not for you if …

  • You need to access the money before the child turns 18
  • You prefer to manage the account in-branch or by post
  • You already have a Child Trust Fund and want to keep it

Junior ISA FAQs

Can't find what you're looking for?

Ready to apply?

Be sure to check our FAQs first, then we'll show you the Junior ISA summary box and customer agreement before you apply.